BUSINESS FORA

Business and Allied Industries International Journal
ISSN Online: 3028-1334 | Print: 3028-1326

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Original Research

SSS Diliman Going Digital: A Study on its Effect Towards Quality Service Delivery

Business Fora: Business and Allied Industries International Journal

ISSN Online: 3028-1334 | Print: 3028-1326

Volume 6 | Issue 2 | 2026 | 85 – 96

Ma. Concepcion A. Panghulan, ORCID No. 0009-0001-5771-9417

Master in Business Administration, Polytechnic University of the Philippines, Sta. Mesa, Manila, Philippines

Article History:

Initial submission: 13 August 2025
First decision: 15 August 2025
Revision received: 14 January 2026
Accepted for publication: 28 January 2026
Online release: 06 February 2026

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Abstract

The rapid evolution of digital technologies has reshaped public service delivery worldwide, with government agencies adopting digital platforms to enhance efficiency, transparency, and accessibility. In the Philippines, the Social Security System (SSS) has embraced digital transformation in response to legislative mandates such as the Ease of Doing Business Act (RA 11032) and rising public expectations. This study focuses on the SSS Diliman Branch, examining how its digital initiatives, including the My.SSS portal, mobile application, and E-Center facilities, affect service quality and customer satisfaction. A quantitative research design was employed, combining descriptive-evaluative and causal approaches. Data were collected through a structured survey administered to 385 randomly selected members transacting at the Diliman E-Center in January 2025. The instrument measured service quality using the SERVQUAL framework (tangibility, reliability, assurance, empathy, responsiveness) and assessed digitalization and satisfaction on a five-point Likert scale. Partial Least Squares Structural Equation Modeling (PLS-SEM) was applied to test direct and indirect relationships among service quality, digitalization, and customer satisfaction. Findings revealed consistently high ratings across all SERVQUAL dimensions, with assurance (M = 4.64) as the highest-rated factor, underscoring confidence in staff competence and system security. Digitalization assessment yielded strong satisfaction (overall M = 4.54), with ease of use (M = 4.56) and clarity of instructions (M = 4.58) as key strengths, though convenience (M = 4.51) showed minor access issues. Customer satisfaction was very high (overall M = 4.65), with respondents strongly agreeing that digital services improved their overall experience (M = 4.69) and expressing loyalty through recommendations (M = 4.67). Structural model testing confirmed that service quality significantly influenced both digitalization (β = 0.784, p = 0.000) and customer satisfaction (β = 0.844, p = 0.000). However, digitalization alone did not have a significant direct effect on satisfaction (β = 0.018, p = 0.784). The study demonstrates that while digitalization enhances accessibility, efficiency, and trust, customer satisfaction is primarily driven by service quality dimensions rather than digital tools alone. This suggests that technology must be complemented by reliable, empathetic, and competent service delivery to achieve meaningful improvements. The findings provide practical insights for SSS management in refining digital strategies and highlight the broader implications of digital governance reforms in the Philippine public sector.

Keywords: digital transformation, public service delivery, client satisfaction, service quality, ease of doing business

Cite this article

APA (7th edition)

Panghulan, M. C. A. (2026). SSS Diliman going digital: A study on its effect towards quality service delivery. Business Fora: Business and Allied Industries International Journal, 6(2), 82–93. https://doi.org/10.62718/vmca.bf-baiij.6.2.SC-1125-003.docx&action=default&mobileredirect=true)

Author contributions

– (Not applicable).

Funding

This research received no external funding.

Conflict of interest

The authors declare no conflict of interest.

Institutional ethics review statement

This study was approved by the Center for Research and Extension Office of the Polytechnic University of the Philippines.

Data availability statement

All data supporting the findings of this study are included within the manuscript and its supplementary materials.

Declaration of generative AI use/assistance

AI tools supported initial drafting of text; final revisions and accountability is rest to the author.

Acknowledgement

– (not  available).

Publisher’s disclaimer

The views expressed in this article are those of the authors and do not necessarily reflect the views of the publisher. The publisher disclaims any responsibility for errors or omissions.

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